College Student Debt: What State and Institutional Leaders Should Know

Student loans are widely used to help pay the cost of college, and concerns have grown about possible problems stemming from student debt. This report discusses student borrowing over time, differences among demographic groups, and policy initiatives that will help students who need more support.

Key findings focus on:

  • The trajectory of student debt
  • State differences in debt levels
  • Debt by sector
  • Debt by family income and race/ethnicity
  • Time to degree completion
  • Prevalence of student loan default
  • Research on student success and post-college consumption

Policy options are also discussed in detail.

View the report.